Interest Rates

Interest Rate on Deposits wef  01.10.2025

 

 

Period General Senior Citizen
91 days to 180 days 5.00% 5.50%
181 days to 1 year 6.00% 6.50%
1 year to 3 year 7.00% 7.50%
Above 3 year 7.00% 7.00%
Amrutha Nidhi 456 Days 7.50% 7.50%
Shreenidhi 777 Days 7.50% 7.50%

                     

 Interest Rate on Loans wef 01.08.2025

 

LOAN Rate of Interest
Surety Loan 14.00%
Salary Loan 14.00%
Higher Education Loan 10.00%
Gold Loan 10.00%
Construction Loan 11.50%
Property Mortgage Loan 12.50%
Vehicle Loan 14.00%

 

 

Memberships

A co-operative bank is a financial entity which belongs to its members, who are at the same time the owners and the customers of their bank.

MCB as 15,061 members and the paid up share capital is Rs.1073.27 lakhs as on 31.03.2015.

  1. Regular Membership.
  2. Associate Membership.
  3. Nominal Membership.

SHARE CAPITAL

The authorised share capital of the bank is Rs.25000 lakhs.  The bank is now making all efforts to admit more and more women from all sections of society to become its members and hopes to achieve the target it has set for itself in reaching the limit of authorised share capital in the next few years.

Loans
  • Surety Loan
  • Immovable Property Loan
  • Gold Loan
  • Deposits Loan
Interest Rates

Interest Rates

Deposit Schemes
Service Charges

Coming soon....

Internet Banking

Coming Soon

home loan

RTGSNEFT

News & Updates

  • Section 45ZA(Nomination for Deposit Accounts) Section 45ZA of the Banking Regulation Act, 1949, allows bank depositors to nominate a person to receive the deposit money in the event of their death. The nomination, made in a prescribed manner, gives the nominee the right to receive the deposit...
    November 1, 2025
  • 47th Annual General Body Meeting on 14-09-2025  at Y Muniswamappa Kalyana Mantapa,Near BMTC bus depot Yeswantapur Circle,Bangalore-22,        
    September 9, 2025
  • :Attention Customers of Mahila Co operative Bank Ltd :   Bank has issued Revised / Supplementary Locker Agreement incorporating Customer’s Rights. Customers availing locker facility from Mahila Co-op Bank  are requested to contact their locker holding branch and execute the revised /...
    July 14, 2023
  • STATUTORY AUDITORS POLICY
    January 18, 2023
  • Section-194N
    November 6, 2020
  • Return of movable/immovable property loan documents in the event of demise of borrower/s:- In the event of demise of the principal borrower/s the bank will endeavour to return the documents after full payment of all dues to the bank within 30 days after completion of all legal formalities.    ...
    March 21, 2020
  • Reserve Bank- Integrated Ombudsman Scheme – 2021 Ombudsman(Kannada) Ombudsman (English) Ombudsman(Hindi) Principal Nodal Officer
    January 24, 2020
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Section 45ZA(Nomination for Deposit Accounts)

November 1, 2025November 1, 2025
Section 45ZA(Nomination for Deposit Accounts) Section 45ZA of the Banking Regulation Act, 1949, allows bank depositors to nominate a person to receive the deposit money in the event of their death. The nomination, made in a prescribed manner, gives the nominee the right to receive the deposit amount, which is subject to recent amendments that may include allowing multiple nominees and require banks to process nominations within three working days. The nominee is a facilitator for the bank to pay the funds but does not become the owner of the money; the money is still part of the deceased's estate. ---Mahila Co Op Bank----      

47th Annual General Body Meeting

September 9, 2025September 9, 2025
47th Annual General Body Meeting on 14-09-2025  at Y Muniswamappa Kalyana Mantapa,Near BMTC bus depot Yeswantapur Circle,Bangalore-22,        

-:Attention Customers of Mahila Co operative Bank Ltd :-

July 14, 2023July 14, 2023
:Attention Customers of Mahila Co operative Bank Ltd :   Bank has issued Revised / Supplementary Locker Agreement incorporating Customer's Rights. Customers availing locker facility from Mahila Co-op Bank  are requested to contact their locker holding branch and execute the revised / supplementary agreement as applicable.

Appointment of Statutory Audit (SAs) Policy

January 18, 2023January 18, 2023
STATUTORY AUDITORS POLICY

Notification : Income Tax Section 194N

November 6, 2020November 6, 2020
Section-194N

Return of movable/immovable property loan documents in the event of demise of borrower/s:-

March 21, 2020March 21, 2020
Return of movable/immovable property loan documents in the event of demise of borrower/s:- In the event of demise of the principal borrower/s the bank will endeavour to return the documents after full payment of all dues to the bank within 30 days after completion of all legal formalities.      

Ombudsman Scheme – 2021

January 24, 2020January 24, 2020
Reserve Bank- Integrated Ombudsman Scheme - 2021
  1. Ombudsman(Kannada)
  2. Ombudsman (English)
  3. Ombudsman(Hindi)
  4. Principal Nodal Officer