Facilities to Members :

Members welfare fund: Medical expenses (Operation expenses) to members maximum limit Rs.10000/-

Prathibha Puraskar to member’s children who have excelled in SSLC & PUC

Death Relief fund to members nominee. Limit Rs.10000/-


Real-time gross settlement systems (RTGS) are specialist funds transfer systems where transfer of money  takes place from one bank to another on a “real time” and on “gross” basis. Settlement in “real time” means payment transaction is not subjected to any waiting period. The transactions are settled as soon as they are processed. “Gross settlement” means the transaction is settled on one to one basis without bundling or netting with any other transaction. Once processed, payments are final and irrevocable. RTGS systems are typically used for high-value transactions that require immediate clearing. The minimum amount to be remitted through RTGS is ` 2 lakh. There is no upper ceiling for RTGS transactions.


Payment order is an international banking term that refers to a directive to a bank or other financial institution from a bank account holder instructing the bank to make a payment or series of payments to a third party. It can be defined as, “Instructions to transfer funds sent via paper and/or electronic means”.

Standing Instructions:

Customers give standing instructions for payment or remittance of a recurring nature such as payment of subscriptions, transfer of funds to other accounts, installments to deposit or loan accounts, payment of club membership, school/college fees, etc. These instructions of customers are to be complied with.


ECS is an electronic mode of payment / receipt for transactions that are repetitive and periodic in nature. ECS is used by institutions for making bulk payment of amounts towards distribution of dividend, interest, salary, pension, etc., or for bulk collection of amounts towards telephone / electricity / water dues, cess / tax collections, loan installment repayments, periodic investments in mutual funds, insurance premium etc.


NEFT is an electronic fund transfer system that operates on a Deferred Net Settlement (DNS) basis which settles transactions in batches. In DNS, the settlement takes place with all transactions received till the particular cut-off time. These transactions are netted (payable and receivables) in NEFT whereas in RTGS the transactions are settled individually. For example, currently, NEFT operates in hourly batches. [There are twelve settlements from 8 am to 7 pm on week days and six settlements from 8 am to 1 pm on Saturdays.] Any transaction initiated after a designated settlement time would have to wait till the next designated settlement time

Safe Deposit Lockers:

Safe deposit lockers offer the best option to safeguard your valuables, including jewellery, cash and important documents.  Mahila Bank allot lockers on a first come, first serve basis. The quality of lockers is also the best in the market and undergoes rigorous safety tests and are fire-resistant.


A co-operative bank is a financial entity which belongs to its members, who are at the same time the owners and the customers of their bank.

MCB as 15,061 members and the paid up share capital is Rs.1073.27 lakhs as on 31.03.2015.

  1. Regular Membership.
  2. Associate Membership.
  3. Nominal Membership.


The authorised share capital of the bank is Rs.25000 lakhs.  The bank is now making all efforts to admit more and more women from all sections of society to become its members and hopes to achieve the target it has set for itself in reaching the limit of authorised share capital in the next few years.

  • Surety Loan
  • Immovable Property Loan
  • Gold Loan
  • Deposits Loan
Interest Rates
Deposit Schemes
Service Charges

Coming soon....

Internet Banking

Coming Soon

home loan


News & Updates

  • Vijayanagar Branch Shifted to New Premises.   No 19, Kumaradhara,Central Excise Layout 4th cross, 8th Main Vijayanagar-560040
    December 18, 2017
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December 18, 2017
Vijayanagar Branch Shifted to New Premises.   No 19, Kumaradhara,Central Excise Layout 4th cross, 8th Main Vijayanagar-560040