Rates of interest on deposits and advances are revised by the Board of the bank from time to time.
| Scheme | Terms | Rate of Interest |
|---|---|---|
| Savings Bank Account | As per scheme | As per scheme |
| Current Account | As per scheme | As per scheme |
| Fixed Deposit | 91 days to 180 days | 5.00% |
| Fixed Deposit | 181 days to 1 year | 6.00% |
| Fixed Deposit | Above 1 year up to 3 years | 7.00% |
| Fixed Deposit | Above 3 years | 7.00% |
| Mahila Nidhi Deposit | 15 months to 3 years | 7.00% |
| Mahila Nidhi Deposit | Above 3 years | 7.00% |
| Amrutha Nidhi Deposit | 456 days | 7.50% |
| Srinidhi Deposit | 777 days | 7.50% |
| Scheme | Terms | Rate of Interest |
|---|---|---|
| Surety Loan | Maximum ₹2,00,000 | 15% |
| Immovable Property Loan | Up to ₹2,00,000 | 12.5% |
| Gold Loan | Up to ₹10,00,000 | 10% |
| Deposit Loan | Up to 85% of Deposit Amount | Rate on Deposit + 2% |