Font Size:
Theme:

Interest Rates

Rates of interest on deposits and advances are revised by the Board of the bank from time to time.

Deposit schemes

Scheme Terms Rate of Interest
Savings Bank Account As per scheme As per scheme
Current Account As per scheme As per scheme
Fixed Deposit 91 days to 180 days 5.00%
Fixed Deposit 181 days to 1 year 6.00%
Fixed Deposit Above 1 year up to 3 years 7.00%
Fixed Deposit Above 3 years 7.00%
Mahila Nidhi Deposit 15 months to 3 years 7.00%
Mahila Nidhi Deposit Above 3 years 7.00%
Amrutha Nidhi Deposit 456 days 7.50%
Srinidhi Deposit 777 days 7.50%

Loan schemes

Scheme Terms Rate of Interest
Surety Loan Maximum ₹2,00,000 15%
Immovable Property Loan Up to ₹2,00,000 12.5%
Gold Loan Up to ₹10,00,000 10%
Deposit Loan Up to 85% of Deposit Amount Rate on Deposit + 2%