Simple precautions that protect your money and your personal information from fraud.
Fake SMS or emails that imitate the bank and ask you to 'verify' or 'update' your account through a link.
Callers posing as bank or government officials who ask you to read out an OTP — sharing it lets them debit your account.
Persons claiming to be RBI, income-tax or police officers demanding immediate payment or account details.
Offers that ask you to pay a 'fee' or share account details to receive a prize, loan or job.